GiniMachine is a no-code AI decision-making platform that provides dedicated decision making software for business predictions. The platform is designed to reduce risks by up to 45%, improve credit portfolios, predict churn and retain customers, and reveal the value of data insights using automated decision-making algorithms. GiniMachine’s decision-making software works with raw or structured historical data and can prioritize certain fields or process datasets even with missing data. The platform can process terabytes of historical data, build, validate, and deploy risk models in minutes, not days. GiniMachine provides solutions for credit risk management, credit scoring, application scoring, collection scoring, and predictive analytics, empowering collection businesses to prioritize debtors with a higher chance for fast payback. The software simplifies application scoring by identifying creditworthy borrowers in various industries, enabling banks and fintech companies to leverage top-notch machine learning solutions to eliminate the drawbacks of traditional credit scoring. GiniMachine is a full-fledged decision-making platform for predictive analytics that generates high performing risk management models and helps make informed and balanced decisions. The platform gives banks access to highly technological risk management, and allows building models in a click. GiniMachine has been delivering reliable insights for financial services since 2016, helping fintech businesses of any size benefit from artificial intelligence that suggests risk and credit scoring models, which can be controlled to minimize risks, efforts, and time expenditures.